63103 Homes under $400,000

63103 Homes under $400,000

Welcome to the vibrant heart of St. Louis, MO, where the zip code 63103 offers a unique blend of urban charm and modern convenience. Nestled in St. Louis City, this area is a thriving hub for those seeking a dynamic lifestyle without breaking the bank. With a diverse array of homes available for under $400,000, 63103 is an excellent choice for first-time homebuyers, young professionals, and families alike.

As you explore this captivating neighborhood, you’ll find a rich tapestry of history and culture, from stunning architecture to a bustling arts scene. The iconic Gateway Arch is just a stone's throw away, serving as a reminder of the city’s storied past and its pivotal role in American history. Residents enjoy easy access to a plethora of dining options, trendy cafes, and lively entertainment venues, making every day an adventure.

The homes in this area offer a variety of styles, from charming historic buildings to contemporary condos, catering to diverse tastes and lifestyles. With many properties featuring modern amenities and spacious layouts, you’ll find the perfect space to call home without exceeding your budget.

Moreover, the community spirit in 63103 is palpable, with friendly neighbors and local events that foster a sense of belonging. Whether you’re strolling through a nearby park or enjoying a local festival, you’ll quickly fall in love with the warmth and vibrancy of St. Louis.

Discover your dream home in 63103 today, where affordability meets the excitement of city living!

Newest 63103 Homes under $400,000

1501 Locust St Unit 1008, St Louis
$175,000
2 Beds ⋅ 2 Baths ⋅ 26064660 MLS ⋅ ACTIVE Status ⋅ Lucas Place Add BLDG.
Welcome to Terra Cotta Condos, where modern loft living meets incredible skyline views. This open-concept condo features soaring ceilings and an expansive cityscape backdrop that fills the space with natural light. The thoughtfully designed kitchen offers stainless steel appliances, abundant cabinet storage, and a generous center island—perfect for both meal prep and casual dining. The loft includes two private bedroom suites, each with its own full bathroom. The spacious primary suite is complete with a large walk-in closet for exceptional storage. Enjoy panoramic views, socializing, and grilling on the rooftop deck, along with access to the stylish community room on the second floor. A dedicated garage parking space is included. With convenient access to the city and major highways, this is urban living at its finest in the desirable Terra Cotta Condos.

1501 Locust St Unit 1008, St Louis
1601 Washington Ave Unit 302, St Louis
$98,900
1 Beds ⋅ 1 Baths ⋅ 26063348 MLS ⋅ ACTIVE Status ⋅ Windows Lofts BLDG.
Welcome to Windows Lofts, located in the heart of Downtown on one of the most popular blocks of Wash Ave.! This total package 1bed/1bath loft features a fun but functional layout. Featuring desirable urban loft features such as exposed brick walls, polished concrete floors and oversized windows with soaring ceiling heights. Kitchen features matching appliances and custom cabinetry. Generously sized bedroom with updated full bathroom. Washer/dryer combo in-unit to stay, making laundry as convenient as possible. Unit includes (1) assigned parking space in the attached lower-level garage. PRIME LOCATION: neighboring City Museum and an endless list of STL’s favorite spots for food & fun are right out your front door! Unit has been a successful income producing long term rental for many years and can either continue as a LTR or switch to an owner-occupied unit! Water, sewer, trash and 1 parking space = all included in the *lower than average* monthly HOA fee.

1601 Washington Ave Unit 302, St Louis
1501 Locust, Unit 905, St Louis
$169,900
2 Beds ⋅ 2 Baths ⋅ 26062751 MLS ⋅ ACTIVE Status ⋅ Terra Cotta Lofts BLDG.
Wake up to the St. Louis skyline and fall asleep with the Gateway Arch in view. Unit 905 at Terra Cotta Lofts delivers the downtown experience with the space, character, and city views that make loft living so distinctive. The spacious 2-bedroom, 2-bath floor plan features soaring ceilings, exposed ductwork and piping, and an open layout that flows easily between the kitchen, dining, and living areas. The kitchen offers generous cabinetry, granite countertops, a center island, and plenty of workspace for everyday living or entertaining. The primary bedroom feels more like a retreat than a typical downtown bedroom, with a walk-in closet, private bath, and skyline views, including the Arch. The second bedroom is also generously sized and includes its own walk-in closet, offering flexibility for guests, a roommate, or a home office. In-unit laundry and a second full bath add even more everyday convenience. A new water-source heat pump was installed in March 2025, and the unit includes one deeded interior garage parking space along with secured building access. Terra Cotta Lofts blends historic character with the best of downtown living, including an impressive lobby and a rooftop deck with sweeping views across the St. Louis skyline and Gateway Arch. It’s an ideal spot to unwind, entertain, or simply take in the city from above. Step outside and you’re close to Washington Avenue, CITYPARK, Citygarden, Busch Stadium, Ballpark Village, restaurants, nightlife, and the Gateway Arch. City views from home, a rooftop deck above it all, garage parking, and some of Downtown St. Louis’ best destinations just outside your door. Unit 905 puts you right in the middle of it all.

1501 Locust, Unit 905, St Louis
1619 Washington Ave Unit 204, St Louis
$170,000
1 Beds ⋅ 2 Baths ⋅ 26060787 MLS ⋅ ACTIVE Status ⋅ Railway Lofts BLDG.
Beautiful corner loft in Downtown’s sought-after Railway Lofts. Featuring 1,423 sq. ft. of open living space, this 1-bed, 2-bath home blends historic charm with modern upgrades. Exposed brick walls, soaring ceilings, and oversized windows create a light-filled, airy atmosphere. The spacious kitchen is an entertainer’s dream with granite counters, 42” cabinets, stainless steel appliances, center island, and breakfast bar, plus a separate dining room for formal gatherings. Relax in the inviting living area with its two-sided gas fireplace and built-in shelving, or retreat to the primary suite boasting a fireplace, large walk-in closet, and spa-like bath with jetted tub and separate shower. Additional highlights include in-unit laundry, and an oversized Whirlpool tub in the secondary bath. Enjoy peace of mind with same-floor storage and secure, heated garage parking. The Railway Lofts offer a strong, well-managed association and an unbeatable Washington Avenue location near dining, shopping, and entertainment. This is downtown living at its best!

1619 Washington Ave Unit 204, St Louis
721 N 17th St Unit 103, St Louis
$339,000
3 Beds ⋅ 2 Baths ⋅ 26060658 MLS ⋅ ACTIVE Status ⋅ Moon Brothers Lofts BLDG.
WOW! Wait till you see this one! This very well could be one of the coolest and most unique downtown lofts built. Rarely does a downtown loft offer this combination of space, character, PRIVATE OUTDOOR LIVING and garage parking for two cars. This exceptional ground-floor residence delivers more than 2,000 square feet with a rarely found three bedrooms—and all on one level. Unlike many penthouses where bedrooms are spread across multiple floors, this layout keeps everything conveniently together while still giving each bedroom its own sense of separation. The loft's authentic character is immediately apparent with exposed brick walls, wood beams, soaring ceilings and concrete floors creating the unmistakable look and feel of a true historic loft. Yet what really sets this home apart are the details. Throughout the residence, unique finishes and unexpected touches give the space personality, from vintage sinks and dressers creatively transformed into bathroom vanities to distinctive fixtures and architectural elements that make every room worth exploring. The open living space is bright and inviting, with two oversized glass "garage-style" doors bringing the outside in. The doors can be opened to let fresh air flow through the loft, while their privacy-oriented design allows you to enjoy the views and light outward without anyone from the outside being able to see in. Both doors face south and flood the kitchen and living area with amazing natural light. At the center of the kitchen, a substantial square island with white stone counters provides the perfect gathering spot beneath a beautiful chandelier, while gas cooking adds functionality for those who love to cook. Then there is the outdoor space—something you simply don't expect to find with a downtown loft. The large, completely private terrace is beautifully landscaped and even features its own small tree, creating a secluded urban retreat. Overhead string lights add an incredible ambiance after dark, transforming the terrace into an intimate setting for entertaining, relaxing or enjoying a quiet evening at home. The bedroom arrangement is equally appealing, with bedrooms positioned at opposite ends of the residence and a third bedroom tucked comfortably in between. The east bedroom also makes an exceptional home office, complete with a large walk-in closet and enough additional space for a treadmill, Peloton or yoga space. As a ground-floor residence, everyday living is exceptionally convenient, with easy access to two private garage parking spaces and a private storage cage. No stairs, no multiple levels and no sacrificing the architectural character that makes downtown loft living so desirable. For buyers looking for something genuinely different, this is a rare opportunity. Three bedrooms. One level. More than 2,000 square feet. Two private garage spaces. A completely private landscaped terrace. And an authentic loft interior filled with character at every turn. And there may be no better time to be part of downtown. A new era of investment and activity is taking shape, with the highly anticipated Wash Ave Food Hall targeting an October 2026 opening, adding a new destination for dining and entertainment just blocks away. Downtown has also taken another important step forward with the establishment of the Downtown St. Louis Sports & Entertainment Community Improvement District. Meanwhile, new state legislation and the recently implemented MODESA 2.0 program expand the development tools available to encourage transformative investment and redevelopment in downtown St. Louis. Together, these initiatives reflect significant public and private investment in downtown's next chapter. With only 43 residences, Moon Brothers Carriage Lofts offers the intimacy of a boutique community, complete with a private enclosed pet relief area, a rooftop deck with city views, and neighbors who quickly become familiar faces and friends.

721 N 17th St Unit 103, St Louis
1601 Washington Ave Unit 211, St Louis
$109,900
1 Beds ⋅ 2 Baths ⋅ 26059986 MLS ⋅ ACTIVE Status ⋅ Windows Lofts BLDG.
Welcome to Windows Lofts! Located in the heart of downtown St. Louis, on one of the most popular stretches of Washington Avenue. Neighboring an endless list of food & fun, right out your front door. This total package unit exemplifies loft-living with exposed brick walls, polished concrete floors and a wall of oversized windows with fun city views of the City Museum. This ideal 2nd floor unit boasts an open functional layout with over 1,200sqft, 1 generously sized bedroom, 2 full bathrooms and bonus storage room. Primary suite features walk-in closet and ensuite bathroom, complete with jacuzzi tub. Unit includes 1 assigned parking space in LL attached garage. Lower than average HOA fee includes water, sewer, trash and basic cable utilities. Unit has been a successful income producing rental property for several years and can either be owner occupied or continue as a LTR (no STR permitted).

1601 Washington Ave Unit 211, St Louis
507 N 13th, Unit 501, St Louis
$90,000
1 Beds ⋅ 1 Baths ⋅ 26060400 MLS ⋅ ACTIVE Status ⋅ Knickerbocker Estate Add BLDG.
City living at its finest!!! Fantastic call this 1 bedroom stylish loft in the heart of Washington Ave home. This property offers an Open floor plan, exposed brick, floor to ceiling windows facing Washington Ave. which exposes the loft to lots of natural light, and a kitchen to die for! The kitchen includes a large island, stainless steel appliances, and tons of counter and cabinet space! Additional loft features include a large walk in closet, built in desk space, private laundry, and an oversized bathroom! This property won't last...schedule your private viewing today!!! Enjoy the many amenities of Downtown with St. Louis City as your backyard, Lucas Park Dog park is steps away, as well as some of the best shops and in the city! Secure Parking available for a monthly fee across the street!!! Location: City, End Unit

507 N 13th, Unit 501, St Louis
2020 Washington Ave Unit 501, St Louis
$140,000
1 Beds ⋅ 1 Baths ⋅ 26058677 MLS ⋅ ACTIVE Status ⋅ Lofts/2020 Washington BLDG.
Turn-key loft living in the heart of Downtown. Unit 501 offers 1,007 square feet of open, light-filled space inside a 1920 brick landmark on Washington Avenue. Living and dining flow into a kitchen with stainless appliances and solid surface countertops, plus an oversized walk-in closet — the one thing most lofts don't have. Full-size washer and dryer in unit. Ceramic tile and luxury vinyl throughout, no carpet anywhere. Head upstairs to the rooftop patio for grills, seating and sweeping views of the city skyline — spectacular after dark. Assigned garage parking space #58 in the secured lower level conveys, and the $273 monthly fee covers water, sewer, trash and common areas. Key card entry, elevator, fire sprinklers and building security. Transit at the door, Washington Ave dining and nightlife just outside, minutes to Ballpark Village, the Central West End and both interstates. 2025 taxes $1880. Easy to show.

2020 Washington Ave Unit 501, St Louis
1501 Locust St Unit 306, St Louis
$150,000
2 Beds ⋅ 2 Baths ⋅ 26052495 MLS ⋅ ACTIVE Status ⋅ Terra Cotta Lofts Condo BLDG.
This beautifully appointed loft offers the best of city living with an incredible view of the Arch! Gorgeous wood flooring and soaring ceilings create a warm, spacious atmosphere, while the impressive 8-foot-tall windows in both the living room and primary bedroom fill the space with an abundance of natural light. The open living area is perfect for relaxing or entertaining, with stunning city views adding to the urban charm. Thoughtfully designed and beautifully decorated, this exceptional loft combines character, style, and an unbeatable downtown setting. Added Bonus: this unit has 2 covered parking spaces in the garage. Units can be used as rentals as long as it is over 90 days.

1501 Locust St Unit 306, St Louis
210 N 17th St Unit 1101, St Louis
$49,999
2 Beds ⋅ 1 Baths ⋅ 26057618 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ Blu Condos BLDG.
Sleek downtown living at its finest! This exceptional 2-bedroom condo offers an effortlessly flowing open floor plan that perfectly complements a modern lifestyle. Upon entry, you are greeted by a light-filled, spacious living room wrapped in large windows that showcase stunning city views and flood the space with natural light. The contemporary kitchen is a chef's delight, boasting premium countertops, extensive cabinetry, a breakfast bar for casual dining, and easy-care flooring. Both bedrooms are generously sized and offer ample closet storage. Enjoy seamless access to highways, public transit, premier sporting venues, vibrant entertainment districts, shopping, and the very best dining St. Louis has to offer! Parking space included!

210 N 17th St Unit 1101, St Louis
210 N 17th St Unit 207, St Louis
$39,900
1 Beds ⋅ 1 Baths ⋅ 26057614 MLS ⋅ ACTIVE Status ⋅ Blu Condos BLDG.
WELCOME HOME, to this ideally located, light filled, studio unit. The perfect place for the sports fanatic, theater enthusiast and for all Downtown events. The unit has a compact but well appointed kitchen, with granite breakfast bar, and pantry. The open living area allows you to decide your furniture layout to fit your lifestyle. The walk in closet leads to the full bath. You eaven have your own personal outdoor space with a balcony where you can take in the evening or enjoy your morning coffee. Amenities include a common area, outdoor patio with barbecues, a separate dog park area, an exercise room and coin laundry. The unit also has a designated storage unit.

210 N 17th St Unit 207, St Louis
1627 Locust St Unit 406, St Louis
$189,900
2 Beds ⋅ 2 Baths ⋅ 26057072 MLS ⋅ ACTIVE Status ⋅ First Amendment/Printers Lofts BLDG.
****** Seller is installing a brand new HVAC, dishwasher & disposal!!! Truly move in READY!!!**** Welcome to Unit #406 at 1627 Locust Street, a bright and versatile Printers Loft condo right in the heart of Downtown St. Louis. Spanning 1,244 square feet, this open-concept home combines classic loft character?like exposed brick and high ceilings?with practical modern living. The spacious main area gets great natural light from large windows and connects seamlessly to a kitchen updated with clean cabinetry and stainless steel appliances. With two full bathrooms, a flexible layout, and your own private balcony, the space easily adapts to your daily routine. Plus, you'll love having access to the shared rooftop deck for fresh air and city views, all just blocks from neighborhood dining and downtown attractions.

1627 Locust St Unit 406, St Louis
Start Your Search