Refine Search
Map
Sort by
1523 Shadow Ln, St Charles
$324,900
4 Beds ⋅ 3 Baths ⋅ 26050902 MLS ⋅ ACTIVE UNDER CONTRACT Status
Welcome home to this move-in ready, beautifully updated split-level in St. Charles! With lots of space and major improvements already done, this home offers total comfort. The main level features a bright, open living area that's ready to be personalized. The kitchen is equipped with newer appliances and is perfect for everyday meals or hosting. With 4 bedrooms and 3 full bathrooms, everyone gets room to breathe. The lower level shines with a spacious family room and a walk-out basement, creating easy access to the backyard for play, gardening, or relaxing evenings outdoors. This home features a brand new roof and freshly installed gutters, offering total peace of mind! Other upgrades include a newer HVAC and water softener. Nestled in a friendly St. Charles neighborhood close to parks, shops, and schools, this home blends comfort with convenience. Schedule your showing today!

1523 Shadow Ln, St Charles
322 Summer Glen Ln, St Charles
$469,000
3 Beds ⋅ 2 Baths ⋅ 26049269 MLS ⋅ ACTIVE Status
STUNNING LAKEFRONT RANCH in desirable CHARLESTON LANDING! Why wait to build when you can move right into this beautifully maintained 3-YEAR-OLD HOME featuring 3 BEDROOMS, 2 BATHROOMS, AND AN OVERSIZED 3-CAR GARAGE. Step inside to an OPEN-CONCEPT FLOOR PLAN with 9-FOOT CEILINGS, LUXURY LAMINATE FLOORING throughout the main living areas, and an abundance of natural light. The impressive CHEF’S KITCHEN boasts 42-INCH CABINETS WITH CROWN MOLDING, SOFT-CLOSE CABINETS & DRAWERS, GRANITE COUNTERTOPS, an OVERSIZED CENTER ISLAND, STAINLESS STEEL APPLIANCES, BUILT-IN MICROWAVE, WALK-IN PANTRY, RECESSED LIGHTING, and an UPGRADED LIGHTING PACKAGE. The spacious PRIMARY SUITE offers a WALK-IN CLOSET, DUAL VANITIES, and a SEMI-FRAMELESS GLASS SHOWER. Additional features include MAIN-FLOOR LAUNDRY and TWO-PANEL INTERIOR DOORS throughout. Step outside to your own PRIVATE BACKYARD OASIS! The recently added COVERED PATIO is perfect for entertaining with an OUTDOOR KITCHEN, BUILT-IN GAS GRILL, MINI REFRIGERATOR, and FIRE PIT, all overlooking PEACEFUL LAKE VIEWS. The property also includes an ELECTRIC FENCE, ideal for pets. The UNFINISHED LOWER LEVEL features an EGRESS WINDOW and BATHROOM ROUGH-IN, offering endless possibilities for future living space. This exceptional home combines MODERN UPGRADES, FUNCTIONAL DESIGN, and BEAUTIFUL WATERFRONT LIVING. A TRUE MUST-SEE! SCHEDULE YOUR PRIVATE SHOWING TODAY!

322 Summer Glen Ln, St Charles
308 Copper Crest Ct, St Charles
$435,000
4 Beds ⋅ 3 Baths ⋅ 26048482 MLS ⋅ ACTIVE Status
OUTSTANDING neighborhood! Enjoy relaxing on a bench or taking a short stroll around the small lake in this friendly, welcoming subdivision. This stately brick two-story sits on a desirable cul-de-sac lot with a fenced yard and a pergola-covered patio — the perfect spot for morning coffee or evening dinner outdoors. Step inside to soaring ceilings, neutral decor, an open floor plan featuring a dedicated office/living room and a spacious 20x19 great room. The kitchen impresses with a center island, corner sink, tall cabinets, gorgeous granite countertops, and updated appliances — including a solid-surface range (approx. 10 months old), built-in microwave (approx. 1 year old), and built-in dishwasher (approx. 2 years old). The light-filled breakfast room opens through a slider to the fenced backyard, where the patio and pergola offer both style and shade to enjoy the weather. . A formal dining room with coffered ceiling and wainscoting adds an elegant touch, while the 20x19 great room is anchored by a cozy gas-start fireplace, built-in bookcases, and a large bay window with blinds. The main level also offers a convenient half bath, a large laundry/mudroom with cabinets, upscale rear staircase access, 9-foot ceilings, six-panel doors, and gleaming hardwood floors. . Upstairs, the primary suite impresses with a dual-door entry, large walk-in closet, ceiling fan, and a luxury bath with a separate tub and shower plus a linen closet. Bedroom 2 offers a well-sized walk-in closet, while Bedrooms 3 and 4 provide great window placement for furniture. A full common bath with tub/shower completes the upper level. . The garage offers extra storage space with an opener. Full lower level is partially finished with a rough-in bath, ready for easy expansion into even more living space. . Recent updates include: hot water heater (6/2023), HVAC (10/2017), toilets, wood trim around windows and porch, additional poured patio space, added pergola, refreshed landscaping, new sidewalk to the rear yard, enclosed fascia, updated garage door, added gas fireplace logs, granite countertops, updated appliances, fresh neutral paint in select areas, and an updated sump pump. . Conveniently located close to shopping and dining, with easy highway access to Highways 364, 94, and 40.

308 Copper Crest Ct, St Charles
1440 Heritage Lndg Unit 201, St Charles
$124,900
3 Beds ⋅ 2 Baths ⋅ 26050153 MLS ⋅ ACTIVE Status ⋅ HERITAGE GARDEN CONDOS BLDG.
Welcome to Heritage Landing, where peaceful waterfront living meets low-maintenance convenience! This spacious 3-bedroom, 2-bath condominium offers the ease of main-level living with secure building access and an elevated covered balcony overlooking mature trees and the community pond. Inside, you'll find a fresh, neutral interior featuring vinyl plank flooring throughout and freshly painted walls, creating a clean, move-in-ready space ready for your personal touch. The expansive open-concept living and dining area offers plenty of room to entertain, highlighted by a cozy brick gas fireplace and large sliding glass doors that fill the home with natural light. The kitchen provides abundant cabinet and counter space, a functional layout, and overlooks the dining area, making everyday living and entertaining a breeze. An assigned covered parking space located directly across from the building's front entrance provides easy, convenient access in all seasons. Step outside to your private covered balcony and enjoy peaceful views of the landscaped grounds, mature trees, and tranquil pond—a perfect spot for morning coffee or unwinding at the end of the day.

1440 Heritage Lndg Unit 201, St Charles
1613 Tamarack Dr, St Charles
$425,000
3 Beds ⋅ 3 Baths ⋅ 26049526 MLS ⋅ ACTIVE Status
Welcome to this meticulously maintained ranch home in the desirable Mamelles Hills subdivision within the Orchard Farm School District. This property reflects exceptional attention to upkeep and maintenance throughout. The main level offers comfortable living spaces enhanced by tasteful updates, neutral finishes, and abundant natural light. The kitchen features granite countertops and backsplash, and ample workspace for everyday living and entertaining. Recent improvements include energy efficient windows, kitchen, and bathrooms. The walkout lower level expands the home's living space with a large finished recreation area ideal for a media room, game room, fitness area, or additional family space. A separate bonus room offers flexibility for a home office, hobby room, guest space, or hobby area. The lower level also features an expansive utility, storage, and laundry area, providing exceptional functionality and organization. Walk outside to enjoy the backyard with deck, and plenty of space for outdoor activities, gardening, or entertaining. The oversized attached garage freshly painted. Additional parking spaces added to driveway. Combining thoughtful updates, generous storage, flexible living spaces, and a well-established neighborhood location, this move-in-ready home offers an exceptional opportunity in St. Charles County.

1613 Tamarack Dr, St Charles
47 Fox Meadows Ct, St Charles
$649,000
3 Beds ⋅ 4 Baths ⋅ 26048500 MLS ⋅ ACTIVE Status
Located within walking distance to the Great Rivers Greenway and the new Spring Bend Park, this incredible 2 story residence includes the adjacent undeveloped lot and offers the perfect blend of comfort, functionality with room to grow. The thoughtfully designed floor plan is ideal for everyday living and entertaining. The 2 story entry opens to the dining room and living room which flows effortlessly in to the heart of the home, the well appointed kitchen with island, an inviting family room highlighted by the cozy fireplace. and a sunroom that opens to a spacious deck, great for parties and entertaining. On the other side of the kitchen find a great room with vaulted bead board ceiling and fireplace, a laundry with utility sink and 1/2 bath, a dedicated office and a workout room that provide flexible space to fit your lifestyle, whether working from home or staying active. Upstairs find the spacious primary with a fireplace, vaulted ceiling, private updated bath and 2 walk in closets, two other nice bedrooms that share an updated hall bath and loft area great for a study. Car enthusiasts and hobbyists will appreciate the newer oversized 3-car garage with an enclosed loft/storage area and tons of extra space. Partially finished lower level with 2 rec rooms , ample storage and built in shelving. An added bonus is the additional lot, offering endless possibilities. Don't miss this exceptional property that combines comfortable living with a unique opportunity for future growth. Lovely landscaped lot. New roof in 8/26, new water heater 3/25., new dishwasher 2026. Please note that this property includes the adjacent undeveloped buildable lot that will need the owner to go through the HOA and St. Charles County in order to build. This listing includes Lot 105 and 107, see attached survey. The tax records and association fee shown include both lots.

47 Fox Meadows Ct, St Charles
1319 Pine Bluff Dr, St Charles
$300,000
2 Beds ⋅ 2 Baths ⋅ 26045957 MLS ⋅ ACTIVE Status
Welcome home to this spacious 2-bedroom, 2-bath villa featuring an open, airy floor plan designed for comfortable living and effortless entertaining. From the moment you step inside, you'll be greeted by soaring vaulted ceilings, abundant natural light, and a warm, inviting atmosphere. The spacious living room features large windows that frame peaceful outdoor views, while the adjoining dining room provides the perfect setting for hosting family and friends. The kitchen offers an abundance of cabinet and counter space and a walk-in pantry. A conveniently located main-floor laundry room adds everyday convenience. Retreat to the private primary suite featuring a charming bay window adorned with Plantation shutters, a walk-in closet, and an en-suite bath. The second bedroom also features a bay window and is located just steps from the second full bath. The expansive lower level offers endless possibilities for additional living space, a recreation room, home office, or hobby area, while still providing ample storage. A 2-car attached garage keeps your vehicles protected from the elements. Ideally located near shopping, restaurants, parks, and major highways, this villa combines comfort, convenience, and low-maintenance living in a fantastic location.

1319 Pine Bluff Dr, St Charles
110 Kilderkin Pl, St Charles
$492,000
3 Beds ⋅ 2 Baths ⋅ 26049181 MLS ⋅ ACTIVE Status
Rare opportunity to own a waterfront ranch home on a premium lot in the highly sought-after New Town at St. Charles community. Perfectly positioned overlooking the scenic canal and adjacent walking trail, this 3-bedroom, 2-bath home offers approximately 1,600 square feet of thoughtfully designed living space combined with picturesque water views and an unbeatable location. Built in 2021, the home features an open-concept floor plan that seamlessly connects the kitchen, dining, and living areas, creating an ideal space for both everyday living and entertaining. The spacious primary suite includes a private bath and generous closet space, while two additional bedrooms provide flexibility for guests, a home office, or family living. A full basement offers abundant storage and future finishing possibilities, and the attached two-car garage adds convenience. Step outside on the oversized patio or deck and enjoy one of the home's most distinctive features: a premium waterfront homesite with tranquil canal views and direct access to the neighboring walking trail, providing a beautiful backdrop for morning coffee, evening strolls with sunset views, and outdoor enjoyment. Residents of New Town enjoy access to lakes, parks, canals, restaurants, shops, community pools, and year-round events, creating a true walkable lifestyle unlike any other in St. Charles County

110 Kilderkin Pl, St Charles
915 N Kingshighway St, St Charles
$399,900
4 Beds ⋅ 2 Baths ⋅ 26049471 MLS ⋅ ACTIVE Status
Price Enhancement and Buyer Package Included....Own a piece of St. Charles history with this Charming, Beautifully Restored, Historic 1920 Craftsman-built, red brick bungalow located in the heart of the historic Commons District. From the moment you step onto the large, covered front porch you feel at home. There are so many stories that have been told on this front porch and your story is next! Walk through the Craftsman-like front door to be Amazed at the original, restored hardwood floors throughout the main level. Besides the original hardwood floors, immediately you will also see an eye catching chandelier and original, restored built-in cabinet that now has many different uses to fit your needs. A large updated, Craftsman-like kitchen awaits for all your cooking & baking enjoyment featuring all white, custom cabinetry and wood features throughout. From the range hood and picture-framed tile backsplash, you will enjoy cooking meals for yourself or for a house full of guests. The small appliance built-in cabinet allows you to tuck away that air fryer or crockpot without crowding up your other storage spaces. This kitchen was very well planned out, including a one-of-a-kind, custom stained glass window that feels like it's always been in this home! Did I mention the Chevron-patterned butcher block countertops that make everyone say "WOW"?! Also off the kitchen is a walk-in pantry and mudroom with access to the backyard & parking. Both the walk-in pantry & mudroom have custom installed storage allowing you modern conveniences while relishing in old-world charm. 2 generous sized bedrooms on the main floor with an updated bathroom allow you to customize your personal needs for living space. Upstairs, you'll find a large Master Suite with a shiplap paneled ceiling, brand new Master bathroom with 48" vanity, a repurposed original interior door custom made into a barn door and walk-in closet with custom installed his & her storage spaces. Plenty of additional storage spaces located throughout this room as well. Across from the Master Suite is a 4th bedroom that is perfect for a nursery, toddlers room, man hang-out and it's currently being staged as a dressing room with make-up table, sitting area and includes a 2nd walk-in closet with custom installed storage for all those purses, shoes, hats, bags and dresses. With over 1100 square feet of unfinished basement space and a generous .26 acre city lot, there is so much room to grow or for adding additional living spaces in the future. This home has been completely restored from top to bottom and there is nothing to do but move in and add your personal touches! On every level, there is so much storage space that you won't believe this home was built in 1920. Enjoy a park-like setting in the backyard for reading or drinking coffee in the mornings, add a firepit area or outdoor kitchen and did I mention that it's a generous sized .26 acre city lot?! You'll have neighbors in the city, but here you have to wave Hello at them since you're so spread out from the other homes. Here, at 915 N Kingshighway St, your neighbors also actually wave back. So many WOW factors throughout this historic beauty, it's truly a Must See! This home comes with a Buyer Package choice of $4,000 credit to Buyer to manage post-purchase costs of improvements/additions to the property to make this home perfect for you OR if Buyer's Lender allows a Seller-paid interest rate buydown of 1% during the 1st year (Buyer has a choice of their incentive). Boundary Survey of property and Home Inspections both completed in September 2025 adds another $1,500 savings. All improvements made per inspection reports. Additional improvements to property recorded through the city and obtained on permit. Property is Broker-Owned.

915 N Kingshighway St, St Charles
3405 Simeon Bunker St, St Charles
$397,500
3 Beds ⋅ 2 Baths ⋅ 26043906 MLS ⋅ ACTIVE Status
****SELLER OFFERING $10,000 CREDIT at closing to be used toward a Mortgage Rate buydown or allowable closing cost****!! 2022 RANCH ~1,600 SQ FT ~LARGER LOT with backyard water views ~MOVE-IN-READY ~ Why build new when you can have a nearly-new RANCH that's already finished? Enjoy this open floor plan, a spacious kitchen featuring a large center island, a pantry, and plenty of room to gather with family and friends. Step outside to one of the larger backyards in New Town, where you’ll appreciate the extra space, and no homes directly behind you for added privacy. Additional highlights include a two-car garage, an extended driveway with plenty of parking, and a location that offers the best of New Town living. If you’ve been waiting for a ranch in New Town, this is the one you’ve been hoping for!

3405 Simeon Bunker St, St Charles
1615 Suergate Pkwy Unit M, St Charles
$125,000
2 Beds ⋅ 1 Baths ⋅ 26048613 MLS ⋅ ACTIVE Status ⋅ Summergate Garden Condos Ph3 BLDG.

1615 Suergate Pkwy Unit M, St Charles
312 Summer Glen Ln, St Charles
$659,900
3 Beds ⋅ 2 Baths ⋅ 26047120 MLS ⋅ ACTIVE Status
T.R. HUGHES DISPLAY HOME NOW AVAILABLE! The 2100+ sq. ft. Ranch Home is Loaded with Features. The Exterior has Stone w/ Board & Batten Siding, Windows w/Black Exterior & White Interior, Architectural Shingles & Cedar Columns & Accents. The Entry Foyer has an 8' Tall Glass Front Door & Sidelight, Wainscoting down the Expanded Foyer, Laminate Floors & Can Lighting. The Great Room, Kitchen & Breakfast Room have 11' Tall Ceilings & 9' everywhere else. The Great Room has a 60" Allusion Platinum Fireplace w/Stone to the Ceiling & a Reclaimed Wood Mantle with Built-Ins on each side. The Great Room also has Laminate Floors, Transom Windows, Can Lighting & 4' Wide Open Stairs to the Lower Level with Iron Spindles. The Kitchen has an Oversized Island, Stainless Built-In Double Ovens, a Gas Cooktop w/a Custom Curved Hood, Quartz Counters & a Blanco Super Single Sink. The Kemper Cabinets are Staggered w/ Crown Molding & are Soft Close w/ Dovetailed Drawers & Bronzed Gold Hardware. The Kitchen also Includes a Microwave Drawer, Dishwasher, Stainless French Door Refrigerator, a Tiled Backsplash, Under Cabinet Lighting, Laminate Floors & Can Lighting. There's also a 12' x 14' Covered Patio w/ Cedar Posts. The Primary Suite has a Tray Ceiling w/ Crown Molding, Accent Lighting & a Large Walk In Closet. The Primary Bath has a Separate Shower w/Seat, 3/8" Glass Upgraded Shower Door, a Free Standing Tub, Double Bowl, Adult Height Vanities w/Upgraded Counters w/ Bronzed Gold Moen Faucets, a Separate Water Closet & Linen Closet. Other Features Include 8' Tall Interior Doors w/ Matte Black Hardware, 5 1/4" Baseboards, 3 1/4" Door Casing, Transom Windows in the Breakfast Room & Hall Bath, Custom Wall Color, a Garage Floor Coating, Rough In for a Future Bath in the Lower Level, Beautifully Landscaped & a Fully Sodded Yard. The Garage will be converted back to a garage.

312 Summer Glen Ln, St Charles
2087 Hackmann Estates Dr, St Charles
$459,900
4 Beds ⋅ 3 Baths ⋅ 26048999 MLS ⋅ ACTIVE Status
PRICE IMPROVEMENT — NOW $459,900! Discover the space, flexibility, and potential this well-maintained original-owner home in desirable Hackmann Estates has to offer! With 4 bedrooms, 2.5 baths, a spacious floor plan, partially finished lower level, and an oversized 3-car garage, this home gives you room to live, work, entertain, and grow — with plenty of opportunity to make it your own. Step inside to a welcoming entry foyer that opens to a functional main level designed for both everyday living and entertaining. The kitchen features a center island and easy access to the backyard patio, creating a convenient connection between indoor and outdoor living. A formal living room and dining room provide additional space for gatherings, while the comfortable family room is highlighted by a gas fireplace and beautiful bay window — a perfect spot to relax. Upstairs, the generous primary suite offers a peaceful retreat with a walk-in closet, double vanity, soaking tub, and separate shower. Three additional spacious bedrooms provide flexibility for family, guests, or a home office. One bedroom features a built-in dressing table, adding a unique touch and extra functionality. The second full bath includes a double vanity for added convenience. The lower level offers even more potential, with drywall already in place and a rough-in for a future bathroom. Finish the space to suit your needs — whether you envision a recreation room, home office, exercise area, additional living space, or hobby room — and create even more usable square footage and potential equity. One of the standout features of this property is the oversized 3-car garage, providing exceptional space for vehicles, storage, hobbies, a workshop, or all the extras that come with everyday life. This original-owner home has been cared for and is ready for its next chapter. The sellers are also offering a one-year home warranty for added peace of mind. Now offered at $459,900, this significant price improvement creates an exciting opportunity to own a spacious home in Hackmann Estates with room to personalize, expand, and build equity. Conveniently located near parks, shopping, restaurants, and major highways, this is a home worth taking a closer look at!

2087 Hackmann Estates Dr, St Charles
1107 Esterling Dr, St Charles
$259,900
4 Beds ⋅ 2 Baths ⋅ 26047720 MLS ⋅ ACTIVE UNDER CONTRACT Status
Welcome Home! This beautiful raised ranch sits in the heart of St Charles City. Here you are within walking distance of everything! Ameristar Casino, Old Town St Charles, Boone's Lick Park, Bass Pro Shop, everything you could want! In addition to the location, the home is an absolute wow as well! The ground floor is fully finished into living space, with a master bedroom with private bathroom and walk-in closet, as well as a fantastic theater entertainment room! The main floor has real hardwood floor throughout, and beautiful finishes. The home sits on over a quarter acre lot, which is fully fenced! Come see everything we have to offer, at a fantastic price!!!

1107 Esterling Dr, St Charles
334 N Main St, St Charles
$950,000
26048619 MLS ⋅ ACTIVE Status
334 N Main Street presents a rare opportunity to acquire a historic, income-producing mixed-use building in the heart of downtown St. Charles. Originally constructed in 1835, this brick building totals approximately 5,712 square feet across two floors plus a full lower level of approximately 2,850 square feet, situated on a 0.093-acre parcel with direct N Main Street frontage. The upper floor is fully utilized as Airbnb and shorter-term apartment units, generating a true net operating income of approximately $42,000. The first floor offers approximately 2,862 square feet of turn-key gym space – a dramatic 90-foot-deep open floor plate with two private offices and a restroom – supported by locker rooms and showers in the lower level. This space is being marketed for lease at $25.00 per square foot NNN; a signed gym tenant would add roughly $70,000 of annual income, more than doubling NOI and giving an investor immediate, executable upside on day one. At the $950,000 asking price, that translates to approximately $166 per square foot – well below replacement cost for historic Main Street product. Zoned General Commercial (AB2), the property supports a broad range of retail, service, fitness, hospitality, and residential uses. The location benefits from 77,283 vehicles per day along the adjacent Riverside Drive corridor and a Walk Score of 79, reflecting the district’s exceptional year-round pedestrian activity. Downtown St. Charles draws millions of visitors annually with its brick-paved streets, riverfront festivals – including the nationally recognized Christmas Traditions celebration – and its position along the Missouri River and Katy Trail. Neighbors include Mov on Main, Climb So iLL at the Steel Shop, and the district’s dense collection of boutiques, restaurants, wineries, and entertainment venues, with SSM Health St. Joseph Hospital anchoring the corridor to the south. With stabilized short-term rental income upstairs, a turn-key gym opportunity below, and irreplaceable Main Street real estate, 334 N Main is a compelling acquisition for investors seeking both current cash flow and meaningful near-term growth.

334 N Main St, St Charles
213 N Main St, St Charles
$1,550,000
26048604 MLS ⋅ ACTIVE Status
Located in the heart of Saint Charles’ Historic Main Street District, 213 N Main Street presents a rare opportunity to acquire a fully stabilized, income-producing mixed-use asset in one of Missouri’s most vibrant and heavily visited commercial corridors. This circa-1890 brick building offers 4,524 square feet of well-utilized space and generates a true net operating income of approximately $83,000 annually, translating to an attractive 5.35% cap rate at the $1,550,000 asking price. The ground floor is home to Reset, an established clothing and shoe resale retailer that benefits from the district’s steady, year-round foot traffic. Above the retail level, the upper units operate as income-producing apartment and Airbnb rentals, capitalizing on Saint Charles’ thriving tourism economy and persistent demand for short-term accommodations near the riverfront. This blend of retail and residential income creates a diversified rent roll that insulates ownership from single-tenant risk and delivers dependable cash flow from day one. Unlike value-add offerings that require capital and lease-up time, 213 N Main is a turnkey investment: the work has been done, the income is in place, and a new owner simply steps into a performing asset in an irreplaceable location. Historic Main Street draws visitors year-round with its brick-paved streetscape, boutique shopping, dining, and signature festivals, including the nationally recognized Christmas Traditions celebration. The property sits steps from the Missouri Riverfront, Frontier Park, and the First Missouri State Capitol Historic Site, with a nearby traffic count of 77,283 vehicles per day and a Walk Score of 79/100. Downtown Saint Charles continues to benefit from sustained public and private investment, and surrounding values have appreciated 10% over the past two years. For investors seeking stable, diversified income with long-term appreciation in a proven historic district where buildings rarely trade hands, 213 N Main Street is a compelling, low-friction addition to any portfolio.

213 N Main St, St Charles
138 N Main St, St Charles
$800,000
26048597 MLS ⋅ ACTIVE Status
Positioned in the heart of Saint Charles’ Historic Main Street District, 138 N Main Street offers investors a rare combination of stable in-place income and significant value-add upside. This circa-1890 brick building totals 5,077 square feet on a 0.16-acre parcel with 28 feet of Main Street frontage and Central Business District (AA4) zoning that supports a wide range of commercial and residential uses. The ground floor is anchored by La Tia and Pancho’s Cantina Grill, a beloved local restaurant that has operated at this location for a full decade. The tenant generates $45,000 in annual net operating income, providing dependable day-one cash flow at an attractive 5.6% cap rate on the $800,000 asking price. The real story, however, is the untapped potential upstairs. The second and third floors are primed for renovation into apartment units, allowing an investor to capitalize on strong demand for downtown living along one of the region’s most walkable corridors (79/100 Walk Score). Converting the upper floors to residential would meaningfully increase income while diversifying the rent roll across commercial and multifamily uses, an increasingly rare opportunity in a district where historic buildings seldom trade hands. Historic Main Street draws visitors year-round for its brick-paved streetscape, boutique shopping, dining, and signature festivals, including the nationally recognized Christmas Traditions celebration. The property sits steps from the Missouri Riverfront, Frontier Park, and the First Missouri State Capitol Historic Site, with a traffic count of 77,283 vehicles per day nearby. Ongoing public and private investment throughout downtown Saint Charles continues to strengthen values, with the surrounding neighborhood appreciating 10% over the last two years. Whether held as a stabilized income asset with a proven restaurant tenant or repositioned as a fully realized mixed-use retail-and-residential property, 138 N Main Street represents a compelling investment opportunity in an irreplaceable, high-visibility location on one of Missouri’s most celebrated commercial corridors.

138 N Main St, St Charles
3950 White Rose Ln, St Charles
$379,000
3 Beds ⋅ 3 Baths ⋅ 26046089 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained split-level ranch, ideally situated on a quiet cul-de-sac and featuring a stunning stone-front exterior with a brand-new walnut-paneled garage door. Filled with natural light from oversized windows and two skylights, the home offers vaulted ceilings, hardwood floors throughout the upper level, and a warm, inviting layout perfect for everyday living. The upper-level features three spacious bedrooms and two updated full baths, including a primary suite with a Roman soaking tub and rainfall showerhead, plus a renovated hall bath with a walk-in shower. The finished lower level offers a cozy family room with a fireplace, recessed lighting, a third full bath, and a private en-suite bonus room ideal for guests, a home office, or multigenerational living. Major updates over the past 10 years include a new HVAC system with whole-home humidifier, new roof, skylights, sliding glass door, premium cedar privacy fence, and a newly rebuilt deck (May 2026). Additional features include an extended-length garage, mudroom, large laundry room, and a fully fenced backyard perfect for entertaining, pets, or play. Conveniently located just one mile from the Katy Trail with easy access to the Page Extension, this move-in-ready home offers the perfect blend of character, comfort, thoughtful updates, and everyday convenience.

3950 White Rose Ln, St Charles
1380 Heritage Lndg Unit 202, St Charles
$160,000
3 Beds ⋅ 2 Baths ⋅ 26046106 MLS ⋅ ACTIVE Status ⋅ Heritage Garden Condos BLDG.
By-laws and other pertinent documents can be found on line at Heritage Garden Condominiums. Move in ready. Newly painted from baseboards to ceilings. Spacious open floor offering all sorts of updates and desired features. There are wood floors throughout most of the floor plan, six panel doors, double pane insulated windows and many new light fixtures. The kitchen provides ceramic tile flooring, 42" soft close cabinets and drawers, tile stone backsplash and hard surface counters. There is a full array of stainless steel appliances all of which remain. Both baths have updates and the primary bath comes with a double bowl vanity and ample storage. Bedroom#2 holds a washer and dryer that has been neatly fitted into the closet so this space could still be used as a bedroom or maybe a hobby room or office. The primary bath, 2nd bedroom and living room has radiant flooring. Off the living room is a small screened deck area. This unit comes with a storage been and a 1-c carport. There is also other unassigned parking and guest parking. This unit is located on the main level and has no step entry.

1380 Heritage Lndg Unit 202, St Charles
902 Palisades Circle, St, St Charles
$485,000
4 Beds ⋅ 3 Baths ⋅ 26047276 MLS ⋅ ACTIVE Status
Move-In Ready Alternative to New Construction: Nickel hardware, quality cabinetry, and designer touches are already proven and in place. No construction delays. No upgrade decisions. Just a beautifully built home in a neighborhood of new construction. This stunning 2-3 year-old Colonial-inspired home delivers everything new build shoppers seek—premium finishes, quality construction, and modern upgrades—move-in ready. The impressive two-story foyer opens to a sun-filled office and elegant dining room. The gourmet kitchen features premium cabinetry, oversized island, pantry, and luxury vinyl flooring, with convenient main-floor laundry. The spacious great room with bay window is perfect for gathering. Upstairs, four generously sized bedrooms include walk-in closets throughout. The primary suite features an en-suite bath with double vanity and premium finishes. Outside, enjoy a large level fenced yard with outdoor outlets—ready for entertaining.

902 Palisades Circle, St, St Charles
3293 Bentwater Pl, St Charles
$499,900
4 Beds ⋅ 3 Baths ⋅ 26042359 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained 4 bedroom, 2.5 bath home (approx. 2,584 sq ft) built in 2018 and nestled in the desirable Charlestowne Crossing community. Enjoy everyday living with stunning year-round lake views from the open main level and primary suite. Step inside to an inviting foyer that opens to a bright, open concept floor plan featuring rich hardwood floors, soaring ceilings, and abundant natural light. The spacious living room centers around a gas fireplace with a classic wood mantel and a wall of windows that frame the serene water views. A formal dining area with elegant chandelier seating flows seamlessly into the gourmet kitchen, complete with rich wood cabinetry, granite countertops, a large center island with breakfast bar seating, stainless steel appliances, and a sunny breakfast nook overlooking the backyard. The primary suite offers a peaceful retreat with lake views, a ceiling fan, and a luxurious en-suite bath featuring dual vanities, a soaking tub, and separate shower. Three additional second floor bedrooms, shared second floor bath, a versatile office/flex space, and a convenient main floor laundry room complete the home. The unfinished basement provides excellent storage and future expansion potential. Outdoors, the private fenced backyard is an entertainer’s dream. A generous concrete patio is perfect for gatherings and is furnished with ample seating areas and a fire table, all while overlooking the sparkling neighborhood lake. Mature landscaping, rose gardens, raised garden beds, and direct access to community walking paths enhance the outdoor living experience. Located in a quiet setting with easy access to shopping, dining, parks, and major highways. Don’t miss this rare opportunity to own a water view home in one of St. Charles’ most sought after neighborhoods.

3293 Bentwater Pl, St Charles
713 Palisades Dr, St Charles
$490,000
4 Beds ⋅ 3 Baths ⋅ 26046441 MLS ⋅ ACTIVE Status
Beautiful 4-bedroom, 2.5-bath home offering 2,600 sq. ft. of spacious living in desirable St. Charles, MO. Features a functional floor plan, bright living areas, a well-equipped kitchen, and a private primary suite. Three additional bedrooms provide flexibility for family, guests, or a home office. Conveniently located near shopping, dining, parks, schools, and historic Main Street.

713 Palisades Dr, St Charles
108 Tiber Way, St Charles
$399,900
4 Beds ⋅ 3 Baths ⋅ 26046300 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained two-story home in the highly sought-after New Town subdivision! One of this home's most desirable features is its premier location overlooking an expansive stretch of common ground, offering the feeling of a much larger yard without the upkeep. Relax on the covered front porch and enjoy peaceful views, open green space, and all the charm that makes New Town so special. Inside, you'll find an inviting open-concept main level designed for both everyday living and entertaining. The spacious living room features a stylish fandelier and flows seamlessly into the dining area and the well-appointed kitchen. The kitchen is the heart of the home, complete with a large center island that provides ample seating and storage. Upstairs offers four generously sized bedrooms, including a comfortable primary suite, along with full hall bathroom to accommodate family and guests. A convenient half bath is located on the main floor. Step outside to the fenced side yard, thoughtfully upgraded with low-maintenance turf and new composite steps, creating the perfect outdoor retreat for pets, play, or entertaining. Pet owners will appreciate the custom exterior door with a built-in pet entrance, while the original glass door has been preserved and is included should a future owner prefer to reinstall it. Additional highlights include an attached two-car garage, attractive curb appeal, and an unbeatable location within one of the area's most popular communities. Enjoy all that New Town has to offer, including lakes, parks, walking trails, restaurants, shops, community pools, amphitheater events, and neighborhood activities, all just moments from your front door. This is a rare opportunity to enjoy spacious living, low-maintenance outdoor space, and an exceptional New Town lifestyle.

108 Tiber Way, St Charles
513 River Bend Estates Dr, St Charles
$425,000
4 Beds ⋅ 4 Baths ⋅ 26046460 MLS ⋅ ACTIVE Status
Welcome to 513 River Bend Estates Drive, a spacious two-story home offering plenty of room to live, work, entertain, and grow. The main living areas provide a comfortable and functional layout with generous room sizes and multiple spaces for gathering with family and friends. The finished lower level adds even more versatility with two additional finished rooms that are ideal for a home office, playroom, fitness area, hobby room, guest space, or additional living areas. Whether you need room for everyday living or space to spread out, this home provides options to fit a variety of lifestyles. Located in the established River Bend Estates neighborhood, the home offers a welcoming residential setting while remaining conveniently close to shopping, dining, schools, parks, and major roadways throughout St. Charles County. With approximately 2,170 square feet above grade, 3.5 bathrooms, a two-car garage, and valuable finished space in the lower level, this property offers the space and flexibility today’s buyers are looking for. Schedule your private showing and see everything 513 River Bend Estates Drive has to offer!

513 River Bend Estates Dr, St Charles
1708 Dyess St, St Charles
$345,825
2 Beds ⋅ 3 Baths ⋅ 26046113 MLS ⋅ ACTIVE Status
Come and see this Brand new 2 Bedroom, 2 ½ Bath Ranch Row Home. The home features Upgrade Cabinets, Cambria Kitchen Countertops, Waterproof LVP Flooring in the Entryway, Kitchen, Dining room and Great Room, Stainless Steel Appliances with Space saver Microwave, Enlarged Single Car Garage, Vaulted Great Room area with Doormer, Partially Finished basement with Rec room, 2nd bedroom and full bath, Plus more! Price reflects builder discount. When you live in New Town you have access to over $10 million in amenities including parks, lakes, community waterpark, outdoor amphitheater, walkable stores, restaurants and shops!

1708 Dyess St, St Charles
2018 N 3rd St, St Charles
$249,900
2 Beds ⋅ 1 Baths ⋅ 26045447 MLS ⋅ ACTIVE Status
2 bedrooms and 1 full bath home.

2018 N 3rd St, St Charles
1465 Heritage Lndg Unit 104, St Charles
$113,500
2 Beds ⋅ 2 Baths ⋅ 26041937 MLS ⋅ ACTIVE Status ⋅ Heritage Garden Condos BLDG.
This updated condo is ready for you to move in and make it your home-sweet-home! Your unit is just an elevator ride up from the garage, where you have a reserved parking space. The open floorplan as you come inside is bright and inviting. The updated kitchen offers stainless appliances, plenty of cabinet space, and a breakfast bar for casual meals, and it leads into the dining area for seamless entertaining. The spacious living room makes a great place to relax or head out to the covered patio—the perfect spot to enjoy your morning coffee. The primary bedroom suite has a large walk-in closet and a full bath. The second bedroom is served by the hall full bath. A convenient in-unit laundry closet makes laundry day less of a chore and extra storage is just down the hall from your unit. A great location is the cherry on top—with quick access to 364 and 94, there’s no shortage of food, shopping, or entertainment nearby!

1465 Heritage Lndg Unit 104, St Charles
365 Kreder Ridge Circle, St, St Charles
$869,999
4 Beds ⋅ 5 Baths ⋅ 26045047 MLS ⋅ ACTIVE Status
MOVE-IN READY and PRICED TO SELL-- Welcome to this beautifully crafted GRAND BRADFORD model by ROWLES! 1.5-story home offering the perfect blend of modern design and everyday comfort. Built in 2024, this home feels brand new and features high-end finishes, thoughtful details, and an open, airy layout ideal for both relaxing and entertaining. The main level showcases a spacious living area filled with natural light, seamlessly flowing into a stylish kitchen complete with sleek cabinetry, premium appliances, and a large center island. The main-floor primary suite provides a private retreat with a luxurious ensuite bath and generous closet space. Upstairs, you’ll find additional bedrooms and flexible living space—perfect for guests, a home office, or a growing family. Brick Front. Every inch of this home has been designed with functionality and style in mind. Enjoy the benefits of new construction without the wait, plus modern systems for efficiency and peace of mind. Whether you're hosting or unwinding, this home offers the space and sophistication you've been looking for. 4500+ sq ft of living space. Open Floor Plan. Lots of Natural light. Upgraded kitchen with solid surface counter tops. 5 burner gas stove, butler space and large pantry, stainless steel appliances, cellular shades. Sunroom for entertaining. Hearth Room with 5 built in speakers and Cat6A wiring installed. Main Floor Primary Bedroom with tray ceiling. Primary bath with dual vanity, soaker tub and walk-in shower. Partially Finished lower level with bedroom and full bath. Central vacuum system throughout house. Main floor laundry, utility sink. LVP upgraded flooring in kitchen and bathrooms. 3 car garage. Security system. Front of the home faces North.

365 Kreder Ridge Circle, St, St Charles
3065 Winding River Dr, St Charles
$449,900
4 Beds ⋅ 4 Baths ⋅ 26028239 MLS ⋅ ACTIVE Status
PRICED TO SELL and READY FOR MOVE-IN! Come see this beautiful home set in the Riverbend Estates/Heritage area of the Francis Howell School District. Its oversized corner lot leading into a quiet cul-de-sac is perfect for friend and family gatherings. The main level has an updated eat-in kitchen with breakfast nook and center island. New cabinets, quartz countertops, ceramic tile backsplash, soft close cabinets and drawers, bay window and exterior door to the side yard rounds out the space. First floor laundry/mud room off the oversized two car side entry garage, living, dining and family rooms, along with a large powder room finishes the main level. LVP flooring on the entire first floor for a cohesive and carefree space. The second floor has a large, vaulted bedroom, double vanity, soaking tub, shower and walk-in closet in the primary suite. Three additional bedrooms and shared bathroom round out the second floor. Both bathrooms have the same LVP flooring as the main level and newer carpeting throughout the bedrooms and stairs. Working remotely? Check out the finished office with custom cabinets in the basement! Additionally, there is a large rec room, full bathroom with tub/shower and shelves in the unfinished space for plenty of storage. Updates since 2022 include: Vinyl Siding, LVP Floors, Second Floor Carpet, Kitchen Cabinets, Countertops, Backsplash and Island, Entry and Two Exterior Doors (Kitchen and Family Room), Gutters, Downspouts and Gutters Covers, Paint in All Rooms on First and Second floors, Front Yard Landscaping. Make an appointment to see this home that boasts easy access to major highways, shopping and dining, while still enjoying a family friendly quiet neighborhood.

3065 Winding River Dr, St Charles
1440 Heritage Lndg Unit 105, St Charles
$114,955
2 Beds ⋅ 2 Baths ⋅ 26044687 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ Heritage Garden Condos BLDG.
SPECIAL SELLER INCENTIVE! Receive a credit at closing equal to 6 months of HOA fees. Plus the Board has officially approved the 2027 Budget, and starting January 2027, the HOA monthly fee will be $500.00, a $50.00 decrease. Welcome to this inviting 2-bedroom, 2-bathroom garden-level condo in the Heritage Garden community of St. Charles, conveniently located near MO-364 and Highway 94 with easy access to shopping, dining, parks, and everyday amenities. Enjoy peaceful pond views from the patio just off the living room—perfect for morning coffee, duck-watching, or unwinding at the end of the day. The primary bedroom also opens to a private screened porch, offering another quiet spot to relax. Inside, the 1,146-square-foot floor plan features an open living and dining area with a gas fireplace (never used by the seller) and a functional kitchen with abundant cabinet and counter space. The spacious primary suite includes a large ensuite bathroom with a soaking tub, separate shower, and three closets—two in the bedroom and one in the bathroom. Additional highlights include a newer HVAC system and an in-unit washer and dryer (as-is) that remain with the home, one assigned covered parking space, guest parking, and a private storage unit. Whether you're looking for low-maintenance living, a convenient location, or a home you can personalize over time, this condo is ready for its next owner. The property is being sold as-is, in its current condition, presenting an excellent opportunity for buyers to add their own personal touches over time. All kitchen appliances including refrigerator and washer & dryer to remain. Schedule your showing today!

1440 Heritage Lndg Unit 105, St Charles

Listings courtesy of Mid America Regional Information Systems Internet Data Exchange as distributed by MLS GRID.


Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.